
The Matrix is a system. The Matrix is everything that exploits you in the name of satisfying the conditions of the system. It is the world pulled over your eyes to prevent you from seeing the truth, and the truth is that we have become prisoners of your own minds. The Matrix is everything that guides you toward a predefined position, where you know exactly where the path leads. The Matrix is a set of prescribed rules that everyone must follow, regardless of whether those rules are correct or not. If this were a matter of spiritual truths, there would be no objection; however, when it concerns fabricated rules that benefit only certain individuals, then it becomes a serious problem.
Matrix 1.0: The Ideological Matrix
The first version of the Matrix functioned on the energetic plane. Centers of power were responsible for managing the global energetic field. Initially, control was exercised through narratives—stories that were passed down from generation to generation. Religion had a significant influence on the development of humanity. It instigated wars and defined ways of life. Those who disagreed with or resisted it often ended up at the stake. Matrix 1.0 operates at the level of belief, and blind believers served as its guardians. Beneath religious beliefs lie country laws, which people also believe in and follow unquestioningly.
Matrix 2.0: The Technological Matrix
Matrix 2.0 is technological in nature. The global field is no longer managed through spoken narratives alone; instead, information is transmitted via television, radio, and the internet. Television (tele + vision) tells a story and thereby influences what we see. Radio broadcasting (broad + casting) represents a wide dissemination—broadly shaping what we think. The internet exists somewhere between television and radio. Television combines image and sound (the word), radio consists of sound (the word), and the internet integrates image and word. If religion and politics governed Matrix 1.0, then the media govern Matrix 2.0.
Matrix 3.0: The Digital Matrix
Matrix 3.0 is a digital matrix governed by artificial intelligence. Each matrix has its own infrastructure. Matrix 1.0 was supported mostly by churches; those employed within churches were its beneficiaries. The infrastructure of Matrix 2.0 consists of technology—computers and the internet—and its beneficiaries are those whose lives are unimaginable without technology. The infrastructure of Matrix 3.0 consists of algorithms, the Internet of Things, 5G+ networks, and related systems.
The difference between Matrix 3.0 and previous versions of the Matrix lies in the fact that Matrix 3.0 is no longer governed by humans, but by artificial intelligence. An increasing number of people place unconditional trust in AI. The objective of Matrix 3.0 is the total removal of the human being from the face of the Earth. This does not imply that the human body will disappear. It will not; however, it will be inhabited by an unconscious human who thinks and acts according to AI directives. In other words, humans are transformed into robots, which constitutes the true essence of transhumanism. The final step is the fusion of the human body with computer chips (such as quantum dots) and the creation of synthetic bodies.
If this framework is compared to the financial system, it can be argued that Matrix 1.0 corresponds to the gold standard. In Matrix 2.0, fiat currency prevails, sustained by public trust based on a country’s natural resources. In Matrix 3.0, the primary units of value are electrical energy and Bitcoin. In order to activate Matrix 3.0, it is first necessary to artificially collapse the existing monetary system, thereby compelling the population to place its trust in the new monetary system as the only viable solution. Since inflation represents the fundamental weakness of current and previous systems, artificially amplified inflation will serve as the trigger for the transition to a digital monetary system.
Inflation
Inflation has been an economic issue for many years. Numerous programs have been implemented with the aim of mitigating its effects; however, these have largely been compromise solutions that produced little tangible result and, in some cases, may have even exacerbated inflationary pressures. To understand inflation, one must first understand what money is and how it is created. This requires returning to the very origins of money, as contemporary society often holds a distorted perception of money and its creation. A prevailing misconception is that banks are the entities that create money, which is not accurate. Banks are institutions that have effectively privatized the issuance of money and have distorted the public’s perception of it.
So, what is money? Money is a medium of exchange and a symbol of economic value that is generated through human labor. A bank functions as an intermediary between two parties, verifying the existence of a transaction of value. A bank does not create value itself, nor does it possess the authority to issue money at its own discretion; rather, the creation of new money is determined by economic relations within the market. Ideally, if all transactions could be perfectly offset, money would be unnecessary; however, this is unrealistic in contemporary society. Moreover, money exists to facilitate and accelerate trade processes. Money itself holds no intrinsic value (aside from the cost of printing, which was not its intended purpose), but rather symbolizes the value of labor performed, which is the rationale for its creation.
The amount of money in circulation reflects the value of labor performed. In a developing society, it is natural and normal for the money supply to increase; however, this development has a “limit.” This can be likened to organizing one’s home: there comes a point when there is nothing more to organize except maintenance. Beyond construction and occasional maintenance, there are continuous processes, such as food production. Investment is necessary to increase production as the population grows, but even this has a temporary limit. When production capacities exceed real demand, there is a period of reduced economic activity. At that point, any surplus money must be removed from the market. This is precisely what bankers resist. They are uncomfortable with this “end,” which led them to invent concepts such as money circulation and profit. For them, it is crucial that money keeps circulating because this fills their coffers. This is what is taught in schools, and it is only one of many deceptions.
Unlawful Profit and Capital Usage
Unlawful profit occurs when someone exploits societal labor for private gain. Such individuals can often be identified by unusually large account balances. Family businesses without technological leverage are acceptable if run by family members, as the income serves to sustain the family. When market demands are large, a single family cannot meet them with its own labor, and new actors naturally enter the market. In a “paradisiacal” economy, this model is permitted. However, family businesses should not use capital goods for private gain. Capital goods are social resources because they replace the labor of multiple people. For example, if a capital good replaces the work of twenty people, a four-person family may only use it for themselves; any surplus income generated must be returned to society, or it constitutes unlawful profit. Ideally, capital goods should be used in social enterprises that benefit society rather than private interests. Any misuse of social resources for personal gain should be strictly penalized, and the accumulated money returned to society, as such accumulation creates private centers of power. Hoarded private wealth generates inequality extracted from others’ labor, which in turn fosters resentment and social unrest, as some individuals end up with everything while others have nothing.
The Historical Privatization of Money and Gold
In the early stages of banking, money accumulated in individual accounts. Banks decided to privatize this money by creating a gold standard, based on stolen gold. By privatizing deposits and further lending them, banks transformed money into a commodity—though money itself is not a commodity. Gold was used merely as leverage to create more money through price manipulation. This is the foundation of today’s economy, which claims that prices are determined by supply and demand. Since gold is scarce, its price skyrocketed. The creators of this system first secured gold reserves and then artificially stimulated demand for gold as a rare metal. The resulting price increase provided an additional source of financing. This is an abuse of the law of supply and demand: creating artificial demand for something with no intrinsic human utility, except as a symbol of status. Technological applications, such as manufacturing connectors, are a separate matter. Supply and demand should not only define price but also signal the quantity required by the market. Both price and production should be regulated. In the context of gold and other forms of backing, production was limited because the commodity was rare; demand was manufactured artificially, leaving only price regulation as a tool to establich balance of supply and demand, often on a “free” market.
Free Market is Illusion
The purpose of the free market is private business seeking profit. It emerged when large institutions occupied positions of economic leverage, ensuring that smaller competitors became lost in chaotic price competition. While small actors struggle in chaos, large institutions organize and consolidate for their own interests and profits. This is the real flaw in the system. The free market lacks a central administrative authority acting in society’s interest; at best, institutions claim to act for the public, but in reality they don’t. For example, private farmers work for themselves, unconcerned with overall production. If a central institution monitored market needs, production could be regulated and redirected to scarce goods. The so-called free market is controlled, and the chaos created by “small” actors is used as a pretext for even stricter control. A control point must be established at any cost; otherwise, the market would collapse, and banks would be unable to respond. Sudden shifts and industrial revolutions were not progress but emergency measures to preserve a flawed system. The system should not be preserved; it must be grounded in spiritual truths. The free market is a necessary consequence of privatized deposits. This is where the idea of privatization came from. Spiritual truth dictates that all is one, and there is no isolation (privatization). Those who act against this truth eventually reach a dead end.
Inflation and Corruption
The problem with the new digital monetary system is the attempt to control all aspects of the economy in response to relentless inflation, which also has a natural limit. People will eventually be drained by such a system, working for nothing until civil unrest occurs or humanity disappear entirely. The free market exists only to create the illusion of freedom, preventing rebellion. It also generates chaos through the media. Media freedom allows anyone to disseminate information indiscriminately, which then reaches the market, where everyone forms their own opinions. The free market is a “divide and rule” technique wrapped in the veneer of liberty. Media freedom divides people by their most human attribute: thought. Freedom of the market produces many differing opinions, causing people to cluster in small, conflicting groups unable to challenge organized crime. Spiritually, only truth prevails. Universal truth generates unity and strengthens all participants, not just individuals. However, contemporary society is dominated by charlatans who succeed because they are surrounded by the uncritical masses.
The problem with rebellion is that people seek solutions within the existing system, which is impossible. The system is flawed, yet its creators will never admit it. It does not serve humanity; it destroys it. Inflation is a consequence of corruption and a signal that the system has failed. Continuous inflation indicates that the country is under economic occupation. Politicians attempt to minimize inflation to protect allied bankers, often using misleading statistics that do not reflect reality. Average inflation rates have no relation to the real consumer basket yet are compared with wage growth.
Banking, Privatization, and the Shift to Electronic Money
Bankers first privatized deposits using gold as coverage, whose value had risen significantly. As economies grew, deposit values eventually exceeded gold coverage, leading to the abolition of the gold standard. This gave rise to electronic money, backed by central bank deposits (typically in ratios of 1:1.3 or lower) and government promises (e.g., bonds). Banks even shifted some private deposit guarantees to the state. As a depositary institution, a bank cannot create money independently; economic relations must exist. By privatizing deposits, banks artificially create their own relationships, financing priorities via state accounts. Without backing, a bank cannot issue money except when real market relationships exist. Therefore, the role of “stolen” gold was to privatize deposits.
Money does not require backing, as it has no intrinsic value. It can be printed indefinitely, if there is a real basis benefiting society as a whole. Gold was used as a substitute currency because mining it is extremely expensive, whereas issuing money is relatively simple. Scarcity drives prices upward, as with oil. Large reserves of gold and oil were amassed through theft or cheap acquisition, and artificial demand manipulation inflated their prices, covering required reserves. Eventually, banks moved away from gold backing, relying on electronic money held in central banks. This system follows the same statistical method – not all depositors withdraw simultaneously. But even this statistical method has limits.
Banking has diverged from its foundational principle: money does not need backing, as the bank merely verifies economic relationships. Banks can issue money when a real economic relationship exists, but deceit occurs when they create money by lending to the state, which issues bonds promising repayment. Much of this money is wasted, causing inflation. The strength of the promise depends on highly demanded natural resources, explaining geopolitical interventions such as those in oil-rich regions. The problem is not money itself but its privatization and accumulation for manipulation. Interest rates facilitate inflation and create a new system of economic servitude: borrowing part of society’s labor and returning a larger portion to private interests. This is theft. Banks should not charge interest, as money is not a commodity and they do not own it. Interest inflates the cost of credit, forcing borrowers to raise prices on goods and services.
Financing artificial social demands—overly large governments, wars, weapons, recovery programs, political parties, etc.—creates excess money in private hands. New generations work in these industries for high wages, enabling them to purchase goods at inflated prices, while farmers and small producers cannot keep up. Only a small group survives; the majority are excluded. Many fail to take responsibility for their lives, instead selling themselves to megalomaniacal corporations. The issue with electronic money is not infinite issuance, but interest rates and funding industries that provide no societal benefit.
Inflation is part of the system. Its purpose is market occupation. Countries with high inflation are effectively under occupation. Power centers emerge through the accumulation of unlawful profit by exploiting society, aiming to dominate the market to sustain themselves and repay costly loans. Loans enable rapid expansion and market capture. Globalization, presented as market integration, was in reality designed to preserve the banking system and facilitate the circulation of money to banks. The gold standard was abolished because gold could not keep pace with inflation and market demand. Electronic money, now potentially infinite, is backed by oil reserves, supporting government bonds. Banks without such backing failed or were absorbed by larger banks. Inflation now challenges electronic money, requiring a reset.
The banking system will undergo a new centralization via central banks, managed by artificial intelligence. Smaller banks will be absorbed by large digital-backed banks, reducing centers of power to a few (e.g., the USA, Russia, and China—forming a “holy trinity”), achieving centralized control. Digital money is programmable and can have expiration dates, which removes it from circulation, reducing bank-induced inflation. Without this mechanism, inflation would soar unchecked, revealing the sector’s corruption. Previously, money was removed from circulation via interest rates—a deception. Money should be removed by eliminating unlawful profit, not by manipulating interest rates. Interest rates affect the pace of economic development, which should not be their role. The market indicates what is needed, and regulatory institutions should act instantly, not through interest rate manipulation.

The new digital monetary system will be based on Bitcoin as digital gold and on other digital currencies. What gives Bitcoin its value is the ability to transact without intermediaries, similar to the early role of gold. Since the value of digital money will be manipulated—because money is treated as a commodity—Bitcoin will become a store of value during periods of high inflation, which is inevitable as part of the system. The highest inflation will occur at the activation of “Matrix 3.0,” when everyone attempts to cover their debts by artificially defining Bitcoin’s price. Although Bitcoin is currently accessible on the market, there will come a time when it will be very difficult to purchase, as everyone will seek to preserve the value of their digital holdings. At that point, Bitcoin’s value will skyrocket, as it will have no payment limitations or expiration date.
You may recall Klaus Schwab’s statement: “You will own nothing and you will be happy.” Private ownership will disappear because it is one way to address part of the inflation problem. There will be no private loans and no interest rates that create inflation; instead, there will be a universal basic income that cannot be accumulated but must be spent within a set period. Why? Because any accumulation of money creates a power center, which is not in the interest of the existing centers of power. This reflects the original spiritual idea underlying this article: there is no private creation of unlawful profit, only what is necessary for a normal life. Yet, just as Hitler manipulated the spiritual truth that “work liberates,” this system manipulates spiritual principles – one may work as long as there is demand for that labor, but unlawful accumulation of profit (in this case universal income) will be forbidden.
However, the challenge of universal basic income is that humans may no longer work, as machines will replace them. The development of the digital world effectively removes humans from the economic equation, guiding them to become inhabitants of a digital environment. The introduction of digital currency represents a transfer of power over the monetary system. Initially, some human labor will still be required, but ultimately all control will be executed by AI.
Correlation Between Banking Development and the “Holy Trinity” (Three Fundamental Human Powers)
From its inception, the banking sector has relied on some form of backing to privatize deposits. The goal has always been to obtain deposits as easily and cheaply as possible. Initially, the backing was stolen gold, later privatized oil, and in the modern era, it will become electricity and Bitcoin, which symbolizes the value of converted electrical energy into digital labor. All of these forms of backing would not be accepted without societal demand. Behind every type of backing lies the same idea: scarcity and inaccessibility. Prices are manipulated by circulating false information about the depletion of gold or oil. The same logic will apply to Bitcoin and electricity. Today, people do not recognize Bitcoin’s value because the new digital monetary system has not yet been fully activated and revealed its true nature. When it does, everyone will attempt to exit the system but will be unable to do so, as Bitcoin’s price will skyrocket.
As previously discussed, the Matrix represents the system, and the world in which humanity currently exists is essentially a prison. Drawing a parallel between fundamental human forces and the banking system reveals that the gold standard enslaves people on the etheric plane. Humans chase and spend on gold, which provides no real benefit other than adornment and social status. Although gold is rare and possesses certain properties, these are largely useless for the average person. Thus, people pursue gold bars instead of living meaningful lives. Some are even willing to kill for a gold bar. In the new monetary system rare metals will be used for electronics.

Oil enslaves humanity on the astral plane because it enables a certain level of comfort and thereby creates a distorted perception of reality. Individuals feel better, life becomes easier, and this is interpreted as progress. With the aid of oil, humans are required to work less, as technology replaces human labor. Oil is also scarce and difficult to access, which gives it value during periods of high demand. At the peak of fiat-based backing, the entire system relies on technology powered by oil. Machines operating on water were invented, yet such patents were removed from the market because water is easily accessible and therefore cannot serve corrupt bankers as a form of backing or leverage for money creation.
In the near future, Matrix 3.0 will be activated, in which Bitcoin will serve as backing. Bitcoin enslaves humanity on the spiritual plane. Human labor will be replaced by computer algorithms, and humans will no longer need to think. This represents a form of “spiritual comfort.” The capacity for thought is what ultimately defines humanity, and this capacity will be replaced by algorithms governed by artificial intelligence. The need for humans will gradually disappear. In this era, all activity will be carried out by computers powered by electrical energy. Electrical energy is currently easily accessible, but it can be artificially restricted. Ultimately, this explains the fate of Nikola Tesla, as bankers had no interest in electricity being freely and universally available. Bitcoin serves as the foundation for issuing digital currencies (CBDCs), as the banking system requires backing and leverage for money creation. The implications of this will become clearer with the introduction of the first digital currencies and the consequences such a monetary system entails. Gold remains a valuable material for connector production due to its resistance to corrosion and ability to sustain long-term connections, which is crucial for AI systems. Oil and other energy sources will be used to generate electricity that powers AI systems capable of autonomous thought.
The tokenization of gold and oil cannot achieve the desired effects; hence Bitcoin is essential. Bitcoin replaces the spiritual dimension and will therefore hold the greatest value. All forms of backing play specific roles in human life. Gold transformed interpersonal relationships: the more gold one possesses, the more desirable one becomes. Oil transformed human labor into technological labor, devaluing physical workers while increasing the value of non-workers and intellectuals. Bitcoin will replace the capacity for thinking itself, eliminating the need for intellectuals and instead creating demand for the intellectually passive (fools). In such a system, intellectual passivity (fools) becomes the most profitable state.
At present, Bitcoin plays no significant role in the everyday lives of most people. It is intangible, which allows its value to be inflated without limit. This inflation will be driven by the system itself once people realize that Bitcoin will be the only possible exit from the digital financial system, as it alone will have no expiration date. Given that the world population approaches nine billion, everyone will attempt to saveƒƒƒ themselves, willing to exchange everything for digital gold—yet escape will not be possible for all. One may therefore imagine how high the price may rise. Those who focus on gold and silver prices believe that physical metals will save them from the digital prison; however, gold and silver bullion have already been consolidated on the far East. Others merely purchase unbacked paper claims, a market that is on the verge of collapse. Allegedly, the ratio of physical reserves to sold claims is 1:12, meaning twelve times more gold has been sold than actually exists. In the event of collapse, such paper instruments will be worthless.
The Original Structure of Society
The governance of society does not require a government. If a government exists, it merely represents a community in relation to other communities; it does not govern or lead society itself. The term “government” implies rulers rather than guides. Society should instead be led by cooperatives composed of genuine experts with extensive experience in their respective fields. These experts collectively define market changes and determine prices. In this model, all producers are compensated equally, and the market remains balanced. There is no individual profit; one takes only what is truly necessary. Cooperatives may operate independently but are accountable to a central cooperative that manages the system in the interest of citizens, as producers cannot exist without consumers.
In an ideal economic structure, permanent inflation does not exist. Surpluses are addressed by adjusting production levels, and excess goods are redirected to areas of shortage. In such a society, individuals engage in work they enjoy. All labor is equally valued, unlike in distorted societies where managers earn excessively while workers earn little. No one stands above another, as there is collective awareness of mutual dependence. Any attempt at individual separation inevitably leads to collapse. Central institutions are led by enlightened individuals who act with knowledge and love. This is possible only when labor is equally valued. While individuals may earn more or less depending on hours worked, exploitation for personal gain cannot occur, as it would create a pathological center of power.
An ideal society may also be technologically advanced, yet false information would not be disseminated through television, radio, or the internet. Media would be managed by enlightened individuals committed to truth. Fundamentally, the difference between an ideal society and a distorted one lies in the level of collective consciousness. Today’s society suffers from extremely low collective awareness. The most direct path to rapid change is withdrawal from the system: rejecting authority, reclaiming media, and establishing a new order guided by enlightened individuals. Violence is not an option, though self-defense would be necessary.
Such defense, however, is nearly impossible, as the Matrix has captured human consciousness. People think according to the Matrix, and removing this mindset would require profound life changes. Older generations are exhausted by the Matrix and resistant to change, while younger generations lack healthy foundations. While all change is welcome and obsolete structures should fade naturally, Matrix 3.0 will not permit this. Humanity will be digitally imprisoned within the body at the cellular level (vaccines, 5G, digital identity—the familiar narrative). Humans will believe they are thinking, while in reality they will be receiving Matrix-generated thoughts transmitted digitally. The body will serve as the receiver. Identification with the body—already excessively strong—will convince individuals that these thoughts are their own. Once the key is turned (the activation of Matrix 3.0), there is no exit. Even if someone manages to escape Matrix 3.0, they will merely return to Matrix 2.0.
I would gladly place my trust in spiritual truths; however, as Einstein once said, human stupidity is infinite.
(This artical is not financial advice.)
Damir Butković